About us

Santander Consumer Finance (SCF) is a leading group headed by Santander Consumer Finance S.A., a specialized consumer finance bank. SCF operates in 15 European countries, from mature to emerging markets: Austria, Belgium, Denmark, Finland, France, Germany, Italy, the Netherlands, Norway, Poland, Portugal, Spain, Sweden, Switzerland and the UK.

SCF is part of Santander, one of the largest financial groups in the world. It started as a stand-alone division in 2001.

15,000 professionals provide the best consumer finance products and services to 18 million customers and 130,000 point of sale partners.

SCF offers a wide range of consumer finance solutions mainly thorough point-of-sales, where it has developed a unique expertise, and direct-to-consumer channels such as branches, internet and telemarketing platforms.

Its current size, presence in different countries and diversified portfolio provide SCF with competitive advantages:

  • Pan-European scale with a strong and solid platform for expanding business
  • Efficient distribution network, allowing transformation of indirect customers into direct customers
  • Strong credit procedures and efficient recovery process
  • Diversified portfolio by geographies and products

Legal Notice | Cookies Policy
©Santander Consumer Finance, S.A. All rights reserved.