Santander Consumer Finance (SCF) is a leading group headed by Santander Consumer Finance S.A., a specialized consumer finance bank. SCF operates in 15 European countries, from mature to emerging markets: Austria, Belgium, Denmark, Finland, France, Germany, Italy, the Netherlands, Norway, Poland, Portugal, Spain, Sweden, Switzerland and the UK.
SCF is part of Santander, one of the largest financial groups in the world. It started as a stand-alone division in 2001.
15,000 professionals provide the best consumer finance products and services to 18 million customers and 130,000 point of sale partners.
SCF offers a wide range of consumer finance solutions mainly thorough point-of-sales, where it has developed a unique expertise, and direct-to-consumer channels such as branches, internet and telemarketing platforms.
Its current size, presence in different countries and diversified portfolio provide SCF with competitive advantages: