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About us

Santander Consumer Finance is a leading consumer finance company operating in 13 European countries, from mature to emerging markets: Austria, Belgium, Denmark, Finland, Germany, Italy, the Netherlands, Norway, Poland, Portugal, Spain, Sweden and the UK.

We are part of Santander, one of the largest financial groups in the world. Santander Consumer started as a stand alone division in 2001.

More than 12,700 professionals provide the best consumer finance products and services to 16.8 million customers and 124,000 point of sale partners.

We offer a wide range of consumer finance solutions mainly thorough point-of-sales, where we have developed a unique expertise, and direct-to-consumer channels such as branches, internet and telemarketing platforms.

Our current size, presence in different countries and diversified portfolio provides us with competitive advantages:

  • Pan-European scale with a strong and solid platform for expanding business
  • Efficient distribution network, allowing transformation of indirect customers into direct customers
  • Strong credit procedures and efficient recovery process
  • Diversified portfolio of products and geographically

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