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Credit Card
A form of revolving credit that provides customers with a cashless form of payment and a credit line with a preset limit, that they can draw down against without having to seek specific approval for each purchase. Cardholders are monthly informed of the status account by a statement. The customer has to make a minimum payment at the end of the statement period, generally defined as a percentage of the outstanding balance.
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Co-branded credit card: is sponsored by both the issuing bank and a retail organization such as a department store. Cardholders may benefit through account enhancements that provide such benefits as discounts or reward points for purchases from the sponsoring merchant
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Private label card: is issued under the retailer name and are commonly known as store card. The store card can be used only for making purchases in the retailer's shops
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