Credit Card

A form of revolving credit that provides customers with a cashless form of payment and a credit line with a preset limit, that they can draw down against without having to seek specific approval for each purchase. Cardholders are monthly informed of the status account by a statement. The customer has to make a minimum payment at the end of the statement period, generally defined as a percentage of the outstanding balance.

  • Co-branded credit card: is sponsored by both the issuing bank and a retail organization such as a department store. Cardholders may benefit through account enhancements that provide such benefits as discounts or reward points for purchases from the sponsoring merchant
  • Private label card: is issued under the retailer name and are commonly known as store card. The store card can be used only for making purchases in the retailer's shops

(Product not available in all geographies. To know the offer in your country, please visit your country's SCF website)

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